Pay by Link | Send Payment Links & Get Paid Online | Mswipe

Collect Payments Anywhere, Anytime

With Mswipe Pay By Link, collecting payments has never been easier. Whether you're selling online or offline, instantly generate and share payment links without the need for a website, app or coding knowledge.

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Packed with powerful features

Instant payment collection

Share payment links through SMS, email, WhatsApp, or chat using Mswipe merchant app or portal.

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Real time monitoring

Track payments, analyse transactions, and review settlement reports with a robust dashboard on the merchant app and portal.

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No coding required

Use the service without needing technical expertise, no need for a website or app.

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Wide payment options

Customers can pay using UPI, credit/debit cards or net banking ensuring convenience.

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Set expiry dates

You can set the expiry date of the payment link based on your requirement.

Sign up today to take advantage of our powerful features.

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Benefits to merchants

Boost sales

Seamlessly collect payments remotely at your convenience from any location, boosting sales.

Secure transactions

Benefit from the security of Mswipe’s RBI-approved payment aggregator infrastructure.

Increased conversions

Pay by Link improves the checkout experience, leading to higher conversion rates.

Enhanced efficiency

Streamlined payment processes help businesses save time and reduce checkout drop-offs.

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How it works?

1

Create payment link

Generate a payment link for your product or service directly via the Mswipe merchant app or portal by clicking on ‘Pay by Link’.

2

Share the link

Include the amount, attach the invoice and send the link through WhatsApp, SMS, email, chat, or any other platform.

3

Get paid instantly

Track payments and settlements in real time with our powerful dashboard, simplifying reconciliation and business management.

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Ensuring compliance: our licenses & approvals

Payment Aggregator License

Received RBI license on 17th December 2025 for merchant payments aggregation.

PPI License

Received RBI license on 5th December 2024

NBFC License

Successfully obtained in FY22 for lending activities.

How can we help you today?

What is Mswipe Pay by Link?

Mswipe’s Pay by Link allows merchants to conveniently send payment links to their customers directly from the merchant app or portal. These links can be shared via email, SMS, or WhatsApp. Customers can then make payments securely using UPI, cards, or net banking for the products or services they wish to purchase.

How does Mswipe Pay by Link work?

Mswipe Pay by Link is a simple and secure way for businesses to collect payments online. Here’s how it works:

  1. Create a Payment Link: Businesses can generate a payment link directly through the Mswipe merchant app or portal. You can set the amount or allow customers to pay any amount.
  2. Send the Link: Once the payment link is created, you can share it with your customer via SMS, email or WhatsApp.
  3. Customer Makes Payment: When the customer clicks the link, they are directed to a secure payment page where they can choose their preferred payment method (UPI, net banking, debit/credit cards, etc.).
  4. Transaction Confirmation: After the customer completes the payment, both merchant and the customer will receive a confirmation of the successful transaction.

This feature is ideal for businesses looking for a hassle-free way to accept payments remotely, whether it’s for online orders, service bookings, or other types of transactions.

Is Mswipe Pay by Link secure for payments?

Yes, Mswipe’s Pay by Link is highly secure. Mswipe is approved as a Payment Aggregator by RBI. It also holds PCI DSS certifications ensuring compliance with industry-leading security standards. Payments are processed through secure channels, offering a safe and reliable experience for both merchants and customers.

What payment methods are supported by Mswipe Pay by Link?

Mswipe Pay by Link supports multiple payment methods, including:

  1. Credit and debit cards
  2. UPI (Unified Payments Interface)
  3. Net Banking

Is Mswipe Pay by Link suitable for small businesses?

Yes, Mswipe Pay by Link is ideal for small businesses. It provides an efficient, secure, and cost-effective way to accept online payments without needing complex setups.

Are there transaction limits for Pay by Link?

Transaction limits depend on the type of merchant and their Know Your Customer (KYC) verification status. Merchants with Full-KYC generally have higher transaction limits compared to those with Min-KYC.

How can I track payments made via Pay by Link?

Payment status can be tracked directly on the Mswipe merchant app and merchant portal.

Is Pay by Link available across India?

Yes, Mswipe Pay by Link is available nationwide, empowering merchants across India to accept payments through secure, shareable links.

What types of businesses use Mswipe Pay by Link?

A wide range of businesses leverages Mswipe Pay by Link, including:

Unlock seamless payments for your business.