Payment Solutions for Banks & Enterprises | Mswipe

FRONT-END

Flexible payment solutions for your customers

Easily integrate with your app or website using our low-code integration or ready-to-use SDKs and plugins, available in all major programming languages.

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POS Terminals

Cutting-edge Smart POS solution designed for seamless and secure transactions.

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Soundbox

All-in-one Soundbox+POS terminal that provides real-time audio confirmations for every transaction.

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Online

Effortlessly scale e-commerce with Mswipe’s easy integration and seamless online solutions.

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BACK-END

Payment Technology

Swift approvals and activation

With rapid approvals and device setup, merchants are empowered to start accepting payments promptly, supporting their business growth and enhancing operational efficiency.

Web-based digital onboarding

Mswipe offers a fully web-based onboarding solution that simplifies merchant acquisition. Banks can easily submit applications and complete KYC verification in compliance with RBI guidelines, ensuring a streamlined and secure process.

Seamless API integration

Our API allows banks to integrate Mswipe’s onboarding seamlessly into their own systems, enabling an automated, efficient experience from application to activation.

Bulk onboarding support

For high-volume requirements, Mswipe provides bulk onboarding services, enabling quick processing and onboarding of multiple merchants at once.

Mswipe Switch: Smarter, Faster Payments

• SaaS-based flexibility
  Offered as a SaaS solution, Mswipe’s switch technology provides banks and businesses with easy deployment and scalability, minimizing infrastructure costs while delivering robust performance.

• Enhanced speed and efficiency
  Optimized for high transaction volumes, our payment switch ensures faster processing times and reduced latency, enhancing customer experience and operational efficiency.

• Comprehensive payment processing
  Mswipe's Switch Solutions support card, UPI, and online transactions on a single, integrated platform, facilitating seamless payment handling across diverse channels.

• Secure and compliant
  Built to meet industry standards, Mswipe’s payment switch is fully compliant with regulatory guidelines, offering a secure and reliable framework for all payment types.

Terminal Telemetry Solutions

Real-time terminal monitoring

Mswipe’s terminal telemetry system provides real-time monitoring of terminal status like battery health, charging status, signal strength and device memory utilisation. This ensures smooth operations and troubleshooting if required.

Remote firmware updates

Easily push firmware updates from the back-end, keeping terminals up-to-date without any disruption to service.

Proactive troubleshooting

Detects and resolves issues remotely, minimising downtime and ensuring continuous, reliable performance for customers.

Fraud Risk Management: Merchant and transaction risk

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• Customer protection
  Banks can safeguard both merchants and customers, maintaining compliance with regulatory standards.

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• Risk mitigation
  The system helps banks reduce transaction risks, fraud losses, and chargebacks, ensuring secure payment processing.

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• Advanced fraud detection
  Mswipe’s FRM solution uses real-time monitoring and algorithms based on geography, business category and transaction type to identify and mitigate suspicious activity.

Chargebacks

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Real-time chargeback tracking

Mswipe’s chargeback tracking is available in real-time via the merchant app and portal, allowing merchants to monitor and respond to disputes with ease.

Comprehensive chargeback management

End-to-end support for chargeback management, simplifying and streamlining the resolution process for both merchants and banks.

Efficient communication channels

Mswipe facilitates streamlined communication among merchants, banks and customers throughout the chargeback process, ensuring clarity, efficiency and faster resolution.

Integration SDKs and APIs

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• Seamless system integration for enhanced efficiency
  Built to integrate effortlessly with websites, mobile applications and business software to provide smooth merchant onboarding and lifecycle experience.

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• Developer-friendly APIs and SDKs
  Our flexible APIs and SDKs allow for easy integration with order management, billing and other core platforms, enabling custom, low-code solutions that fit seamlessly into your existing workflows.

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• Comprehensive support and documentation
  Mswipe provides detailed documentation and dedicated support to ensure a smooth implementation, empowering banks and businesses to integrate and optimise our payment solutions with minimal effort.

Brand EMI

Boost in high-value purchases

Merchants can drive higher sales by offering easy financing options for popular brands, encouraging customers to buy more.

Tailored installment solutions

Brand EMI feature enables merchants to offer customised installment plans on specific brands, making premium products more affordable for customers.

Comprehensive support and documentations

This feature not only improves customer loyalty to specific brands, but also helps merchants boost their revenue through repeat business.

Bank EMI

Card-based EMI options

Mswipe integrates Bank EMI programs, letting customers pay in installments using their credit or debit cards, making larger purchases easier to manage.

Higher payment flexibility

Bank EMI offers flexible payment terms, increasing purchase opportunities for customers and driving more business for banks.

Improved customer experience

Bank EMI enhances customer satisfaction by offering seamless installment options, which helps banks build long-term relationships with their customers.

Empowering 50+ top banks

Ensuring compliance: our licenses & approvals

Payment Aggregator License

Received RBI license on 17th December 2025 for merchant payments aggregation.

PPI License

Received RBI license on 5th December 2024

NBFC License

Successfully obtained in FY22 for lending activities.